Empower your financial literacy with Alpha Investing Group’s to pave your way to financial freedom.
Think You Can Afford That Dream Home? The Harsh Reality of Being House Poor
You might think buying your dream home is the ultimate sign of financial success. But for many young buyers, that dream quickly becomes a monthly struggle that drains every spare pound. Rising interest rates, soaring maintenance costs and lifestyle inflation mean that owning a home can quietly sabotage your wider financial stability. Instead of feeling secure, homeowners often find themselves sacrificing savings, delaying investments and cutting back on essentials just to keep up. The real question is simple: is a beautiful home worth it if it leaves you financially trapped?
WB Loo
InvestingFinancial Literacy
The Dangers of Trend Following: How Chasing the Next Big Thing Can Ruin Investment Portfolios
Everyone wants to find the next Tesla, Bitcoin, or Nvidia before the world catches on. But in the race to chase what’s hot, investors often end up buying high and selling low. History is littered with examples of bubbles fuelled by herd mentality and FOMO, from the dot-com craze to the meme-stock mania. Each time, fortunes were made quickly, yet far more were lost when the hype collapsed. True wealth isn’t built by following trends, but by investing with discipline and patience when others lose their heads.
Personal FinanceFinancial Literacy
What Is the Rule of 7? The Overlooked Rule That Could Transform Your Finances
Most people make one silent money mistake that costs them years of progress without ever realising it. It happens when they blindly follow generic advice to invest more or pay off debt faster, without a clear rule to decide which actually comes first. Despite endless finance content online, very few frameworks help you compare a guaranteed return against a market return in a way that is practical, repeatable, and grounded in reality. That gap is exactly where the Rule of 7 quietly sits, offering a simple threshold that cuts through noise, emotion, and financial paralysis. Understand this rule, and you stop guessing with your money and start making decisions that genuinely move your finances forward.
