What Is The 0.01% Rule? The Money Rule You Need To Know Now

You’ve probably hesitated over a £5 coffee or a £20 takeaway, wondering if it’s reckless or harmless. Those small choices often trigger more guilt than the big purchases we plan for. Psychologists call this decision fatigue — the mental drain of second-guessing every pound, which can sabotage even disciplined savers. But what if there were a simple rule that instantly told you whether a purchase was worth stressing over? The 0.01% Rule promises just that — clear guidance for guilt-free spending while you build wealth.

Living Paycheck to Paycheck? Follow This Proven 8-Steps System to Take Control of Your Finances

Living paycheck to paycheck can feel like running on a treadmill that never stops. No matter how hard you work, your money seems to vanish before the month is over. You’re not alone — millions of young adults face the same financial squeeze, often trapped by rising costs and stagnant wages. But the truth is, breaking free from this cycle isn’t about earning more, it’s about building a system that puts you in control. And with this proven 8-step system, you can finally take charge of your finances and start creating the freedom you deserve.

The Complete Guide to Tax-Efficient Investing: 6 Proven Steps for Smarter Wealth Growth

Most investors work tirelessly to grow their portfolios, only to see a big chunk of gains disappear to taxes. This hidden drain quietly erodes returns year after year, leaving even disciplined investors falling short of their true potential. In fact, studies show that taxes can easily eat up more of your profits than management fees or market volatility combined. But the good news is that a smart, tax-aware strategy can help you keep more of what you earn without taking on extra risk. Here’s a simple 6-step guide to investing more tax-efficiently — so your money works harder for you, not the taxman.