# Alpha Investing Group

> Best investment strategy and insights for young adults starting their financial journey. Free calculators, educational long-form content, and a financial literacy test.

## Tools

### Home and property

- [Mortgage Calculator](https://www.alphainvestinggroup.com/tools/mortgage-calculator): Estimate monthly mortgage payments and view a full amortization schedule.
- [Buy-to-Let Calculator (UK)](https://www.alphainvestinggroup.com/tools/buy-to-let-calculator): UK buy-to-let calculator: purchase tax for England/NI, Scotland and Wales, income tax with the finance-cost credit (including the April 2027 property rates), lender stress test, yields, and a personal vs limited company comparison over the holding period.

### Debt and loans

- [Credit Card Debt Calculator](https://www.alphainvestinggroup.com/tools/credit-card-debt-calculator): See how long it takes to pay off credit card debt and total interest paid.

### Saving

- [Compound Interest Calculator](https://www.alphainvestinggroup.com/tools/compound-interest-calculator): Estimate how savings grow with compound interest, from a starting amount and monthly deposits, with daily, monthly, quarterly or yearly compounding.

### Investing

- [Index Investing Calculator](https://www.alphainvestinggroup.com/tools/index-investing-calculator): Project the long-term growth of regular index fund contributions.
- [Dividend Calculator](https://www.alphainvestinggroup.com/tools/dividend-calculator): Estimate the growth and yearly income of dividend investing, with monthly contributions and reinvested dividends.
- [Expense Ratio Calculator](https://www.alphainvestinggroup.com/tools/expense-ratio-calculator): Compare the long-term cost of two mutual funds or ETFs with different expense ratios, including the growth lost to fees.
- [Dividend Discount Model (DDM) Calculator](https://www.alphainvestinggroup.com/tools/dividend-discount-model-calculator): Estimate a dividend-paying stock’s value per share with the Gordon growth or two-stage dividend discount model, with a sensitivity table and the return and growth implied by the current price.
- [Cryptocurrency Converter](https://www.alphainvestinggroup.com/tools/cryptocurrency-converter): Convert between cryptocurrencies and major currencies at live prices, with a year of price history.

### Test your knowledge

- [Financial Literacy Test](https://www.alphainvestinggroup.com/tools/financial-literacy-test): A 10-question test on interest, inflation, borrowing and investing, seven of them from FINRA’s national survey.

## Content

- [Blog index](https://www.alphainvestinggroup.com/blogs): Long-form articles on investing, personal finance, and economic concepts.
- [Money glossary](https://www.alphainvestinggroup.com/glossary): Plain-English definitions of common personal finance and investing terms, with worked examples.
- [About](https://www.alphainvestinggroup.com/about-us)
- [WB Loo](https://www.alphainvestinggroup.com/authors/wb-loo): Senior Product Lead, former strategy consultant, author of the site's guides.